Tuesday, November 18, 2008

Those Crazy Homosexuals

Ok, Prop. 8 is well-known...passed in California and strikes down that state's Supreme Court decision to allow homosexuals to marry.

As everyone knows, several churches (including mine) gathered in support of this proposition. I'm a member of The Church of Jesus Christ of Latter-Day Saints (aka Mormon). Churches aren't allowed to contribute financially to political causes, but they can encourage their members to. The Mormon Church rarely does so, but in this case, it did...we were encouraged to financially support this proposition and otherwise support it.

This proposition passed, making it illegal for homosexuals to marry in California. They didn't take kindly to this and some have turned their anger to the church.

What is surprising to me is that of all the "groups" in this country, gays understand quite well by experience that organizations have the right to gather, protest, and financially support propositions. I guess it's ok to do that if it's YOUR cause that is being supported...but if YOUR cause LOSES, then well *damn* those Mormons! They're trying to damage our churches, spray paint our temples, and cajole our members as they attempt to attend church or the temple. Double-standard? SURE!

I think the homosexuals have become quite used to having their way in California and when the religious right actually activated to prevent them from marrying one another, it came as quite a shock. I'm sure that most of them aren't trying to vandalize and persecute, but some are and of course that's not appropriate.

So this brings me to the part of the blog where I pontificate on the whole homosexual "debate".

Basically, homosexuality is a sin, and not only that...a "big" sin. Apologists and homosexuals alike explain that this is "just how they are" or "they were born this way". Well, pedophiles try to use the same logic, but that just doesn't sit well with our courts or the Lord now, does it? A pedophile will also tell you that "I was born this way" or "It's just the way I am" but it doesn't make his actions within the bounds the Lord has set.

The basic concept is that no one knows (and we'll never be able to know) if someone is born homosexual...but it really doesn't matter. Why? Because no matter what tendencies you're born with, you always have the ability to CHOOSE how you will act. I believe that most if not all people are born with inappropriate desires of all sorts (ie...the pedophile), but everyone is also given the ability to choose to follow these desires or not. A great scripture outlines this as found in the Book of Mormon (Ether 12:27):

"And if men come unto me I will show unto them their weakness. I give unto men weakness that they may be humble; and my grace is sufficient for all men that humble themselves before me; for if they humble themselves before me, and have faith in me, then will I make weak things become strong unto them."

Basically, homosexuals have a weakness; a tendency to be sexually attracted to the same gender. Some interpret their feelings to mean that "this is just the way I am" and so they embrace it, following after their attractions and otherwise becoming what they perceive themselves to be. The scripture above says that if they have faith in the Lord, he can turn this weakness into a strength. What that entails (both what it means to have faith in the Lord and how he will turn this weakness into its opposite is much too long a subject for this blog).

People ask, "What do I care if they get married? It doesn't affect me?" Incorrect conclusion. Here is how allowing homosexuals to marry will affect you:
  1. By furthering the acceptance of homosexual behavior in our society, it will more easily allow those who would otherwise NOT embrace their tendencies to do so. Basically it will grease the slope for some who would otherwise continue resisting their improper urges.
  2. When societies embrace this sexual practice to a certain point, the Lord tends to destroy them in very unpleasant ways.
  3. Homosexuality has been tied to HIV, prostitution, multiple other sexually transmitted disease...want more of that?
I'm not trying to belittle the power of such a weakness nor the struggle it must take to go against it...but everyone has their own battles and we all struggle to follow the truth. Homosexuals have their battle to fight. Avoid expending effort persecuting those who legally prevented you from furthering and deepening your sinful state.











Friday, November 14, 2008

Barack Obama's Campaign Promises

Here's a list of promises made by Barack Obama during is presidential campaign. Just for the record, I'm not a fan of his politics (taking money away from working Americans and giving it to those who don't work - aka redistribution of wealth; abortion; gay rights; etc. etc.), but I am very excited that our country has matured enough to elect a black man to the office of president. That concept swells the soul.

Still...let's read his campaign promises. In 4 years, I'll review each to see how many of them he fulfilled (warning: very very lengthy collection of promises):

ABORTION
Support abortion rights
"Obama has been a consistent champion of reproductive choice and will make preserving… women's right to choose under Roe v. Wade a priority as president."—Obama's Blueprint for Change
Work to reduced unintended pregnancies
"Obama will work to reduce unintended pregnancy by guaranteeing equity in contraceptive coverage, providing sex education and offering rape victims accurate information about emergency contraception."—Obama's Blueprint for Change

ADMINISTRATION
Eliminate unnecessary middle managers
"Barack Obama will thin the ranks of Washington middle managers, freeing up resources both for deficit reduction and for increasing the number of frontline workers."—Obama's "The Change We Need In Washington"
Create 'SWAT' unit to improve federal programs
"Barack Obama and Joe Biden will create a focused team within the White House that will work with agency leaders and the White House Office of Management and Budget (OMB) to improve results and outcomes for federal government programs while eliminating waste and inefficiency."—Obama's "The Change We Need In Washington"
Hire based on merit
"When it comes to hiring people in my administration, the litmus test that will apply will not be based on party or ideology or who's traded the most favors, but on qualifications and experience. We're going to have experienced, competent people in the White House."—05/19/08 Billings, Mont.
Require new hires to deny cronyism
"Obama will issue an executive order asking all new hires at the agencies to sign a form affirming that no political appointee offered them the job solely on the basis of political affiliation or contribution."—Obama's Blueprint for Change
Deliver fireside chats online
"He will personally deliver occasional fireside chats via webcast."—Obama's Blueprint for Change

AGRICULTURE
Improve rural schools and availability of doctors
"He will improve rural schools and attract more doctors to rural areas."—Obama's Blueprint for Change
Try to toughen rules on animal feeding operations
"Barack Obama will work for tougher regulations on concentrated animal feeding operations (CAFOs) to prevent air and water pollution."—Obama's Blueprint for Change
Implement payment limitation to help family farmers
"Obama will implement a $250,000 [farm commodity] payment limitation so that we help family farmers, not large corporate agribusiness. Obama will close the loopholes that allow megafarms to get around the limits by subdividing their operations into multiple paper corporations."—Obama's Blueprint for Change
Strengthen anti-monopoly laws
"Obama will strengthen anti-monopoly laws and strengthen producer protections to ensure independent farmers have fair access to markets, control over their production decisions, and fair prices for their goods."—Obama's Blueprint for Change
Help organic farmers and promote regional food systems
"Obama will help organic farmers afford to certify their crops and reform crop insurance to not penalize organic farmers. He also will promote regional food systems."—Obama's Blueprint for Change
Give new farmers tax incentives
"[Obama] will also provide tax incentives to make it easier for new farmers to afford their first farm. Obama will increase incentives for farmers and private landowners to conduct sustainable agriculture and protect wetlands, grasslands and forests."—Obama's Blueprint for Change
Provide farmers capital and help rural small businesses
"Obama will provide capital for farmers to create value-added enterprises, like cooperative marketing initiatives and farmer-owned processing plants. He also will establish a small-business and micro-enterprise initiative for rural America."—Obama's Blueprint for Change
Create rural revitalization program
"Obama will create a rural revitalization program to attract and retain young people to rural America."—Obama's Blueprint for Change

CIVIL RIGHTS
Clean up the Justice Department
"I will rid the department of ideologues and political cronies…the Civil Rights Division will actually be staffed with civil rights lawyers who prosecute civil rights violations, and employment discrimination, and hate crimes."—09/28/07, Washington, D.C.
Toughen hate crime laws
"Obama will strengthen federal hate crimes legislation and reinvigorate enforcement at the Department of Justice's Criminal Section."—Obama's Blueprint for Change
Work to lift ban on gays serving openly in the military
"Obama will work with military leaders to repeal the current [Don't Ask, Don't Tell] policy and ensure we accomplish our national defense goals."—Barackobama.com
Push to outlaw job discrimination based on sexual orientation or gender identity
"I will place the weight of my administration behind the enactment of the Matthew Shepard Act to outlaw hate crimes and a fully inclusive Employment Non-Discrimination Act to outlaw workplace discrimination on the basis of sexual orientation and gender identity."—02/28/08, Obama letter to lesbian, gay, bisexual and transgender (LGBT) Americans
Advocate equal treatment of same sex couples
"As your president, I will use the bully pulpit to urge states to treat same-sex couples with full equality in their family and adoption laws."—02/28/08, Obama letter to LGBT Americans
Keep commitment to gay rights
"I will never compromise on my commitment to equal rights for all LGBT Americans."—02/28/08, Obama letter to LGBT Americans
Remove discriminatory obstacles to voting
"Obama will remove discriminatory barriers to the right to vote."—Obama's Blueprint for Change
Penalize vote fraud
"Obama will sign into law his legislation that establishes harsh penalties for those who have engaged in voter fraud and provides voters who have been misinformed with accurate and full information so they can vote."—Obama's Blueprint for Change
Work to overturn Supreme Court's ruling in Ledbetter v. Goodyear
"Obama will work to overturn the Supreme Court's recent ruling that curtails racial minorities' and women's ability to challenge pay discrimination."—Obama's Blueprint for Change
Fight age discrimination
"Obama will fight job discrimination for aging employees by strengthening the Age Discrimination in Employment Act and empowering the Equal Employment Opportunity Commission to prevent all forms of discrimination."—Obama's Blueprint for Change
Ensure equal pay for women
"Obama will also pass the Fair Pay Act to ensure that women receive equal pay for equal work."—Obama's Blueprint for Change

CRIMINAL JUSTICE
Create prison-to-work program
"I will create a prison-to-work incentive program modeled on the successful Welfare-to-Work program."—6/5/07, Hampton, Va.
Make criminal justice system trustworthy
"As president, I will also work every day to ensure that this country has a criminal justice system that inspires trust and confidence in every American, regardless of race or background."—9/28/07, Washington, D.C.
Forgive school loans of public defenders
"We'll recruit more public defenders to the profession by forgiving college and law school loans."—9/28/07, Washington, D.C.
End disparity in crack versus powdered cocaine sentencing
"That will end when I am president."—9/28/07, Washington, D.C.
Steer nonviolent offenders into rehab
"We will give first-time, nonviolent drug offenders a chance to serve their sentence, where appropriate, in the type of drug-rehabilitation programs that have proven to work better than a prison term in changing bad behavior."—9/28/07, Washington, D.C.
Not pardon real estate developer Tony Rezko
Attributed to Obama spokesman Ben LaBolt,—6/5/08, Chicago Sun-Times
Fully fund community policing and development programs
"That's why I'll fully fund the COPS [Community Oriented Policing Services] program, restore funding for the Community Development Block Grant program, and recruit more teachers to our cities, pay them more, and give them more support."—6/21/08, Miami
Combat methamphetamine use
"As president, he will continue the fight to rid our communities of meth and offer support to help addicts heal."—Obama's Blueprint for Change
Ban racial profiling
"Obama will ban racial profiling by federal law enforcement agencies and provide federal incentives to state and local police departments to prohibit the practice."—Obama's Blueprint for Change

DEFENSE
Safeguard all nuclear material within four years
"I will lead a global effort to secure all nuclear weapons and material at vulnerable sites within four years."—4/23/07, Chicago
Keep nonproliferation commitment
"We will not pursue unilateral disarmament. As long as nuclear weapons exist, we'll retain a strong nuclear deterrent. But we'll keep our commitment under the Nuclear Non-Proliferation Treaty on the long road towards eliminating nuclear weapons."—10/2/07, Chicago
Strengthen nonproliferation treaty
"Obama will crack down on nuclear proliferation by strengthening the Nuclear Non-Proliferation Treaty so that countries like North Korea and Iran that break the rules will automatically face strong international sanctions."—Obama's Blueprint for Change
Stop development of new nuclear weapons
"He will stop the development of new nuclear weapons; work with Russia to take U.S. and Russian ballistic missiles off hair-trigger alert; seek dramatic reductions in U.S. and Russian stockpiles of nuclear weapons and material; and set a goal to expand the U.S.-Russian ban on intermediate-range missiles so that the agreement is global."—Obama's Blueprint for Change
Open "America Houses" in Islamic countries
"We will open 'America Houses' in cities across the Islamic world, with Internet, libraries, English lessons, stories of America's Muslims and the strength they add to our country, and vocational programs."—8/1/07, Washington, D.C.
Support a global education fund
"I will support a $2 billion global education fund to counter the radical madrassas."—8/1/07, Washington, D.C.
Ban torture
"When I am president, America will reject torture, without exception."—8/1/07, Washington, D.C.
Close Guantanamo Bay detention center
"As president, I will close Guantanamo, reject the Military Commissions Act and adhere to the Geneva Conventions."—8/10/07, Washington, D.C.
Establish quadrennial review of homeland security threats
"I will establish a Quadrennial Review at the Department of Homeland Security—just like at the Pentagon—to undertake a top-to-bottom review of the threats we face and our ability to confront them."—8/10/07, Washington, D.C.
Increase funding to train police to gather intelligence
"I will increase funding to help train police to gather information and connect it to the intelligence they receive from the federal government."—8/1/07, Washington, D.C.
Address al Qaeda prison recruitment efforts
"I will address the problem in our prisons, where the most disaffected and disconnected Americans are being explicitly targeted for conversion by al Qaeda and its ideological allies."—8/1/07, Washington, D.C.
Expand Army and Marine Corps
"I will add 65,000 soldiers and 27,000 Marines to relieve the strain on our ground forces."—8/21/07, Kansas City, Mo.
Provide soldiers with necessary equipment
"As president, I will ensure that every service member has what they need to do the job safely and successfully."—8/21/07, Kansas City, Mo.
"Obama will give our troops new equipment, armor, training, and skills like language training."—Obama's Blueprint for Change
Set fixed term for director of national intelligence
"I will make the director of national intelligence an official with a fixed term, like the chairman of the Federal Reserve."—10/2/07, Chicago
Consult national security experts in Congress
"I will call for a standing, bipartisan consultative group of congressional leaders on national security. I will meet with this consultative group every month and consult with them before taking major military action."—10/2/07, Chicago
Consult military commanders
"When I am commander in chief, I will seek out, listen to and respect the views of military commanders."—3/12/08, Chicago
Target every source of fear in the Americas
"That is why there will never be true security unless we focus our efforts on targeting every source of fear in the Americas. That's what I'll do as president of the United States."—5/23/08, Miami
Create information declassification center
"He will institute a national declassification center to make declassification secure but routine, efficient and cost-effective."—Obama's Blueprint for Change
Ensure military has enough training
"Obama will rebuild trust with those who serve by ensuring that soldiers and Marines have sufficient training time before they are sent into battle."—Obama's Blueprint for Change
Strengthen civilian agencies
"He will also strengthen our civilian capacity, so that our civilian agencies have the critical skills and equipment they need to integrate their efforts with our military."—Obama's Blueprint for Change
Give National Guard appropriate equipment, rest
"He will permit them adequate time to train and rest between deployments and provide the National Guard with the equipment they need for foreign and domestic emergencies."—Obama's Blueprint for Change
Add National Guard chief to Joint Chiefs
"[Obama] will also give the Guard a seat at the table by making the chief of the National Guard a member of the Joint Chiefs of Staff."—Obama's Blueprint for Change
Combat terrorism
"Obama will fight terrorism and protect America with a comprehensive strategy that finishes the fight in Afghanistan, cracks down on the al Qaeda safe haven in Pakistan, develops new capabilities and international partnerships, engages the world to dry up support for extremism and reaffirms American values."—Obama's Blueprint for Change
Require national security officials to hold broadband town halls
"Obama will bring foreign policy decisions directly to the people by requiring his national security officials to have periodic national broadband town hall meetings to discuss foreign policy."—Obama's Blueprint for Change
Create international anti-terrorism network
"As president, I will launch an effort across our government to stay ahead of this threat [bio-terrorism].… I've proposed a Shared Security Partnership that invests $5 billion over three years to forge an international intelligence and law enforcement infrastructure to take down terrorist networks." —7/16/08 West Lafayette, Ind.
Make cyber-security a federal priority
"As president, I'll make cyber-security the top priority that it should be in the 21st century. I'll declare our cyber-infrastructure a strategic asset, and appoint a National Cyber Advisor who will report directly to me." —7/16/08 West Lafayette, Ind.

DIVERSITY
Have a senior Native American policy adviser
"I'll appoint an American Indian policy adviser to my senior White House staff to work with tribes. I'll host an annual summit at the White House with tribal leaders to come up with an agenda that works for tribal communities." —5/19/08, Crow Agency, Mont.

ECONOMY
Improve options for displaced workers
"Obama and Biden will also modernize and expand the existing system of trade adjustment assistance to include workers hurt by changing trade patterns. They will also create flexible education accounts that workers can use to retrain. And they will fully fund apprenticeship programs to help workers get credentials and skills in crafts that reward that investment with a middle class income and benefits."—BarackObama.com
Increase regulation of financial industry
"I'll put in place the common-sense regulations and rules of the road I've been calling for since March -- rules that will keep our market free, fair, and honest; rules that will restore accountability and responsibility in our corporate boardrooms."—10/9/08, Dayton, Ohio
Advocate free market
"I will always be a strong advocate for a market that is free and open."—9/17/07, New York City
Add consumer credit protections
"I'll institute a five-star rating system to inform consumers about the level of risk involved in every credit card. And we'll establish a credit card bill of rights that will ban unilateral changes to a credit card agreement, ban rate changes to debt that's already incurred and ban interest fees on late fees."—11/7/07, Bettendorf, Iowa
Reform bankruptcy laws
"Obama will reform our bankruptcy laws to protect working people, ban executive bonuses for bankrupt companies and require disclosure of all pension investments."—Obama's Blueprint for Change
"We'll make sure that if you can demonstrate that you went bankrupt because of medical expenses, then you can relieve that debt and get back on your feet."—2/13/07, Janesville, Wis.
"Obama will work to eliminate the provision that prevents bankruptcy courts from modifying an individual's mortgage payments."—Obama's Blueprint for Change
Help community and small business development agencies
"Obama will provide additional resources to the federal Community Development Financial Institution Fund, the Small Business Administration and other federal agencies, especially to their local branch offices, to address community needs."—Obama's Blueprint for Change

EDUCATION
Improve high school graduation rates
"When I'm president, we'll fight to make sure we're once again first in the world when it comes to high school graduation rates."—9/9/08, Dayton, Ohio
Double the number of high school students taking college level courses
"And we'll also set a goal of increasing the number of high school students taking college-level or AP courses by 50 percent in the coming years."—9/9/08, Dayton, Ohio
Double charter school funding
"That is why as president, I'll double the funding for responsible charter schools."—9/9/08, Dayton, Ohio
Issue annual education progress report
"I will lead a new era of accountability in education. But I don't just want to hold our teachers accountable. I want you to hold our government accountable. I want you to hold me accountable. That's why every year I'm president, I will report back to you on the progress our schools are making."—9/9/08, Dayton, Ohio
Create online report cards for parents to view
"That's why I'll create a parent report card that will show you whether your kid is on the path to college."—9/9/08, Dayton, Ohio
Support programs that work; improve those that don't
"When I'm president, programs that work will get more money. Programs that don't will get less. And we'll send a team to fix bad programs by replacing bad managers."—9/9/08, Dayton, Ohio
Include more technology in public schools
"We'll help schools integrate technology into their curriculum so we can make sure public school students are fluent in the digital language of the 21st-century economy."—9/9/08, Dayton, Ohio
Provide tuition assistance to students who perform community service
"And we will keep our promise to every young American -- if you commit to serving your community or your country, we will make sure you can afford a college education."—8/28/08, Denver
Recruit teachers and principals
"As president, I will recruit hundreds of thousands of new teachers and principals."—5/5/07, Baton Rouge, La.
Recruit science and technology teachers
"As president, I will recruit a new generation of science and technology leaders to teach our children the skills they will need to be competitive."—5/5/07, Baton Rouge, La.
Provide pay raises for teachers and principals
"Let's make a promise right now that if you're a teacher or a principal doing the hard work of educating our children, we will reward that work with the salary increase that you deserve."—7/5/07, Philadelphia
Pay tuition for students going into teaching
"I will make this pledge as president: If you commit your life to teaching, America will commit to paying for your college education."—11/20/07, Manchester, Iowa
Require schools of education to be accredited
"To prepare our new teachers, we'll require that all schools of education are accredited, and we'll evaluate their outcomes so that we know which ones are doing the best job at preparing new teachers."—11/20/07, Manchester, Iowa
Create voluntary teacher performance gauge
"We'll also create a voluntary national performance assessment that actually looks at how prospective teachers can plan, teach, and support student learning."—11/20/07, Manchester, Iowa
Boost teacher mentoring programs
"To support our teachers, we will expand mentoring programs that pair experienced, successful teachers with new recruits."—11/20/07, Manchester, Iowa
Boost Head Start funds; create Presidential Earning Learning Council
"We'll increase Head Start funding and quadruple Early Start to include a quarter of a million at-risk children. I will create a Presidential Early Learning Council to coordinate this effort across all levels of government and ensure that we're providing these children and families with the highest-quality programs."—11/20/07, Manchester, Iowa
Create Classroom Corps
"To help every American receive a world-class education, I will create a new Classroom Corps."—12/5/07, Mt. Vernon, Iowa
Encourage community service by students
"So when I'm president, I will set a goal for all American middle and high school students to perform 50 hours of community service a year, and for all college students to perform 100 hours of service a year."—12/5/07, Mt. Vernon, Iowa
Coordinate with local officials to improve education
"As president, I will work with our nation's governors and educators to create and use assessments that can improve achievement all across America by including the kinds of research, scientific investigation, and problem-solving that our children will need to compete in a 21st-century knowledge economy."—5/28/08, Thornton, Colo.
Steer work-study funds to public service jobs
"Obama will ensure that at least 25 percent of college work-study funds are used to support public service opportunities instead of jobs in dining halls and libraries."—Obama's Blueprint for Change
Launch childhood initiative
"Obama will launch a Children's First Agenda that provides care, learning and support to families with children from birth up to 5 years old."—Obama's Blueprint for Change
Double funding for after-school programs
"Obama will double funding for the main federal support for afterschool programs, the 21st Century Learning Centers program, to serve a million more children."—Obama's Blueprint for Change
Improve No Child Left Behind
"Obama will fund No Child Left Behind and improve its assessments and accountability systems."—Obama's Blueprint for Change
Lower dropout rate
"Obama also will reduce the high school dropout rate and close the achievement gap by investing in proven intervention strategies in the middle grades and in summer learning and after-school opportunities."—Obama's Blueprint for Change
Provide incentives for rural teachers
"Obama will provide incentives for talented individuals to enter the teaching profession, including increased pay for teachers who work in rural areas."—Obama's Blueprint for Change
Increase assistance to land-grant colleges
"Obama will increase research and educational funding for land-grant colleges."—Obama's Blueprint for Change

ENERGY/ENVIRONMENT
End American dependence on foreign oil in ten years
"And that's why if I am president, I will put the full resources of the federal government and the full energy of the private sector behind a single, overarching goal -- in ten years, we will eliminate the need for oil from the entire Middle East and Venezuela."—8/6/08, Elkhart, Ind.
Increase number of plug-in hybrid cars
"First, we'll commit ourselves to getting one million 150 mile-per-gallon plug-in hybrid cars on our roads within six years."—8/6/08, Elkhart, Ind.
Double renewable energy within four years
"Second, we'll double the amount of energy that comes from renewable sources by the end of my first term."—8/6/08, Elkhart, Ind.
Reduce electricity demand by 15 percent in ten years
"Third, I will call on businesses, government, and the American people to meet the goal of reducing our demand for electricity by 15 percent by the end of the next decade."—8/6/08, Elkhart, Ind.
Cap carbon emissions
"As president, I will set a hard cap on all carbon emissions at a level that scientists say is necessary to curb global warming -- an 80 percent reduction by 2050."—10/8/07, Portsmouth, N.H.
Require government vehicles to have flexible-fuel tanks
"When I'm president, I will make sure that every vehicle purchased by the federal government does [have a flexible-fuel tank]."—5/7/07, Detroit
Give annual energy speech
"I will report to the American people every year on the state of our energy future."—10/8/07, Portsmouth, N.H.
Sign law to phase out incandescent light bulbs
"I will immediately sign a law that begins to phase out all incandescent light bulbs."—10/8/07, Portsmouth, N.H.
Create new green-collar jobs
"My energy plan will put $150 billion over 10 years into establishing a green energy sector that will create up to 5 million new jobs over the next two decades, including jobs right here in Ohio that pay well and can't be outsourced. We'll also provide funding to help manufacturers convert to green technology and help workers learn the skills they need for these jobs."—2/24/08, Lorain, Ohio
Consider Al Gore for Cabinet-level climate change position
"Not only will I, but I will make a commitment that Al Gore will be at the table and play a central part in us figuring out how we solve this problem."—4/2/08, Philadelphia (In response to question)
Take steps to lower oil prices
"We'll also take steps to reduce the price of oil and increase transparency in how prices are set so we can ensure that energy companies aren't bending the rules."—4/25/08, Indianapolis
Work to solve energy crisis
"As president, I'll work to solve this energy crisis once and for all." —4/25/08, Indianapolis
Help U.S. automaker adapt
"I'll be a president who finally keeps the promise that's made year after year after year by providing domestic automakers with the funding they need to retool their factories and make fuel-efficient and alternative fuel cars."—5/14/08, Warren, Mich.
Foster international relationships to protect the environment
"We'll establish a program for the Department of Energy and our laboratories to share technology with countries across the region."—5/23/08, Miami
Reduce oil consumption
"Obama will reduce oil consumption overall by at least 35 percent, or 10 million barrels of oil, by 2030."—Obama's Blueprint for Change
Help manufacturers go green
"Obama will establish a federal investment program to help manufacturing centers modernize and Americans learn the new skills they need to produce green products."—Obama's Blueprint for Change
Double clean-energy funding
"Obama will double science and research funding for clean-energy projects, including those that make use of our biomass, solar and wind resources."—Obama's Blueprint for Change
Create Green Jobs Corps
"Obama will also create an energy-focused Green Jobs Corps to connect disconnected and disadvantaged youth with job skills for a high-growth industry."—Obama's Blueprint for Change
Invest $10 billion per year in clean technologies fund
"Obama will create a Clean Technologies Venture Capital Fund to fill a critical gap in U.S. technology development. Obama will invest $10 billion per year into this fund for five years."—Obama's Blueprint for Change
Require 25 percent of electricity to come from renewable resources
"Obama will establish a 25 percent federal renewable portfolio standard (RPS) to require that 25 percent of electricity consumed in the U.S. is derived from clean, sustainable energy sources, like solar, wind and geothermal by 2025."—Obama's Blueprint for Change
Increase money for low-carbon coal technologies
"Obama will significantly increase the resources devoted to the commercialization and deployment of low-carbon coal technologies."—Obama's Blueprint for Change
Push cellulosic ethanol
"Obama will invest federal resources, including tax incentives, cash prizes and government contracts into developing the most promising technologies with the goal of getting the first 2 billion gallons of cellulosic ethanol into the system by 2013."—Obama's Blueprint for Change
Boost renewable fuel requirements
"Obama will require 36 billion gallons of renewable fuels to be included in the fuel supply by 2022 and will increase that to at least 60 billion gallons of advanced biofuels like cellulosic ethanol by 2030."—Obama's Blueprint for Change
Double fuel economy standards
"Obama will double fuel economy standards within 18 years."—Obama's Blueprint for Change
Set goal of making new buildings carbon neutral
"Barack Obama will establish a goal of making all new buildings carbon neutral (that is, producing zero emissions) by 2030."—Obama's Blueprint for Change
Create energy-efficiency grant program
"Obama will create a competitive grant program to award those states and localities that take the first steps to implement new building codes that prioritize energy efficiency."—Obama's Blueprint for Change
Create Global Energy Forum
"Obama will create a Global Energy Forum that includes all G-8 members, plus Brazil, China, India, Mexico and South Africa."—Obama's Blueprint for Change

ETHICS REFORM
Increase protections for whistleblowers
"Barack Obama will strengthen whistleblower laws to protect federal workers who expose waste, fraud, and abuse of authority in government."—Obama's The Change We Need In Washington"
Ban executive employees from taking gifts from lobbyists
"Barack Obama will issue an executive order banning registered lobbyists or lobbying firms from giving gifts in any amount or any form to executive branch employees."—Obama's The Change We Need In Washington"
Stop misuse of no-bid contracts
"I will end the abuse of no-bid contracts in my administration."—6/22/07, Manchester, N.H.
Be open with American people
"But I can promise you this: I will always tell you what I think and where I stand."—9/3/07, Manchester, N.H.
Restrict lobbyists
"When you walk into my administration, you will not be able to work on regulations or contracts directly related to your former employer for two years. And when you leave, you will not be able to lobby the administration throughout the remainder of my term in office."—6/22/07, Manchester, N.H.
Put agency meetings with lobbyists online
"When there are meetings between lobbyists and a government agency, we won't be going to the Supreme Court to keep it secret like Dick Cheney and his energy task force. We'll be putting them up on the Internet for every American to watch. And instead of allowing lobbyists to slip big corporate tax breaks into bills during the dead of night, we will make sure every single tax break and earmark is available to every American online."—6/22/07, Manchester, N.H.
Disclose contractor lobbying
"Obama will create a 'contracts and influence' database that will disclose how much federal contractors spend on lobbying, and what contracts they are getting and how well they complete them."—Obama's Blueprint for Change
Put federal spending information online
"We'll put government data online and use technology to shine a light on spending."—6/16/08, Flint, Mich.
Post bills online before signing them
"When there is a bill that ends up on my desk as president, you will have five days to look online and find out what's in it before I sign it."—6/22/07, Manchester, N.H.
Fight for independent oversight of congressional ethics violations
"Obama will use the power of the presidency to fight for an independent watchdog agency to oversee the investigation of congressional ethics violations so that the public can be assured that ethics complaints will be investigated."—Obama's Blueprint for Change
Require Cabinet members to hold broadband town hall meetings
"Obama will bring democracy and public policy directly to the people by requiring his Cabinet officials to have periodic national broadband town hall meetings to discuss issues before their agencies."—Obama's Blueprint for Change
Disclose regulatory conversations between officials and outsiders
"Obama will amend executive orders to ensure that communications about regulatory policymaking between persons outside government and all White House staff are disclosed to the public."—Obama's Blueprint for Change
Require public meetings
"Obama will require his appointees who lead the executive branch departments and rulemaking agencies to conduct the significant business of the agency in public, so that any citizen can watch these debates in person or on the Internet."—Obama's Blueprint for Change

FOREIGN POLICY
Withdraw U.S. combat troops from Iraq
"I will begin to remove our troops from Iraq immediately. I will remove one or two brigades a month and get all of our combat troops out of Iraq within 16 months. The only troops I will keep in Iraq will perform the limited missions of protecting our diplomats and carrying out targeted strikes on al-Qaida."—10/02/07, Chicago
Not build permanent bases in Iraq
"Obama will make it clear that we will not build any permanent bases in Iraq."—Obama's Blueprint for Change
Expand Iraq refugee services
"He will provide at least $2 billion to expand services to Iraqi refugees in neighboring countries, and ensure that Iraqis inside their own country can find a safe haven."—Obama's Blueprint for Change
Expand U.S. forces in Afghanistan
"As president, I would deploy at least two additional brigades to Afghanistan to reinforce our counterterrorism operations and support NATO's efforts against the Taliban."—8/1/07, Washington
Provide more non-military aid to Afghanistan
"We will start with an additional $1 billion in non-military assistance each year, aid that is focused on reaching ordinary Afghans."—3/19/08, Fayetteville, N.C.
Expand diplomatic relations
"I will challenge the conventional thinking that we can't conduct diplomacy with leaders we don't like."—1/13/08, Denver "Obama will set up an America's Voice Initiative to send Americans who are fluent speakers of local languages to expand our public diplomacy."—Obama's Blueprint for Change
Tie strings to aid to Pakistan
"As president, I would make the hundreds of millions of dollars in U.S. military aid to Pakistan conditional. And I would make our conditions clear: Pakistan must make substantial progress in closing down the training camps, evicting foreign fighters, and preventing the Taliban from using Pakistan as a staging area for attacks in Afghanistan."—8/1/07, Washington
Give "State of the World" addresses
"I'll give an annual 'State of the World' address to the American people in which I lay out our national security policy."—10/2/07, Chicago
Boost U.S. humanitarian efforts
"I will invest in our civilian capacity to operate alongside our troops in post-conflict zones and on humanitarian and stabilization missions."—3/19/08, Fayetteville, N.C.
Increase aid to the Americas
"I will substantially increase our aid to the Americas and embrace the Millennium Development Goals of halving global poverty by 2015. We'll target support to bottom-up growth through micro-financing, vocational training and small enterprise development."—5/23/08, Miami
Reinstate special envoy for Americas
"I will reinstate a special envoy for the Americas in my White House who will work with my full support."—5/23/08, Miami
End restrictions on Cuban-Americans
"I will immediately allow unlimited family travel and remittances to the island [of Cuba]."—5/23/08, Miami
Maintain Cuban embargo
"I will maintain the embargo."—5/23/08, Miami
Continue anti-drug efforts abroad
"When I am president, we will continue the Andean Counter-Drug Program and update it to meet evolving challenges. We will fully support Colombia's fight against the FARC. We'll work with the government to end the reign of terror from right-wing paramilitaries. We will support Colombia's right to strike terrorists who seek safe haven across its borders."—5/23/08, Miami
Defend Israel
"Let there be no doubt: I will always keep the threat of military action on the table to defend our security and our ally Israel."—6/4/08, Washington, D.C.
Provide $30 billion to Israel
"As president, I will implement a memorandum of understanding that provides $30 billion in assistance to Israel over the next decade, investments to Israel's security that will not be tied to any other nation."—6/4/08, Washington, D.C.
Pursue diplomacy with Iran
"He will lead tough diplomacy with the Iranian regime and offer Iran the choice of increased international pressure or incentives if it stops its disturbing behavior."—Obama's Blueprint for Change
Work for two-state solution to Israeli-Palestinian conflict
"He will make a sustained push -- working with Israelis and Palestinians -- to achieve the goal of two states, a Jewish state in Israel and a Palestinian state, living side by side in peace and security."—Obama's Blueprint for Change
Open new consulates in challenging places
"To make diplomacy a priority, Obama will stop shuttering consulates and start opening them in the tough and hopeless corners of the world, particularly in Africa. He will expand our Foreign Service and develop the capacity of our civilian aid workers to work alongside the military."—Obama's Blueprint for Change
Work to halve poverty worldwide
"Obama will embrace the Millennium Development Goal of cutting extreme poverty around the world in half by 2015, and he will double our foreign assistance to $50 billion to achieve that goal."—Obama's Blueprint for Change
Push for NATO changes
"Obama will rally NATO members to contribute troops to collective security operations, urging them to invest more in reconstruction and stabilization operations, streamlining the decision-making processes and giving NATO commanders in the field more flexibility."—Obama's Blueprint for Change
Work to make China play by the rules
"He will maintain strong ties with allies like Japan, South Korea and Australia; work to build an infrastructure with countries in East Asia that can promote stability and prosperity; and work to ensure that China plays by international rules."—Obama's Blueprint for Change
Encourage investment relationships between American and Africa
"Obama will also strengthen the African Growth and Opportunity Act to ensure that African producers can access the U.S. market and will encourage more American companies to invest on the continent."—BarackObama.com
Help African countries access green technology
"He will launch the Global Energy and Environment Initiative to ensure African counties have access to low carbon energy technology and can profitably participate in the new global carbon market..."—BarackObama.com
Stop genocide in Darfur
"As president, Obama will take immediate steps to end the genocide in Darfur by increasing pressure on the Sudanese and pressure the government to halt the killing and stop impeding the deployment of a robust international force."—BarackObama.com
Launch agriculture initiative and reform the World Bank and International Monetary Fund
"Obama will expand prosperity by establishing an Add Value to Agriculture Initiative, creating a fund that will extend seed capital and technical assistance to small and medium enterprises, and reforming the World Bank and International Monetary Fund."—BarackObama.com

GOVERNMENT SPENDING
Restore earmark spending to pre-1994 levels
"Barack Obama is committed to returning earmarks to less than $7.8 billion a year, the level they were at before 1994."—Obama's "The Change We Need In Washington"
Cut federal contract spending by at least 10 percent
"Barack Obama will reform federal contracting and reduce the number of contractors, saving $40 billion a year."—Obama's "The Change We Need In Washington"
Improve contracting operations
"Barack Obama will hire more contract managers and improve training."—Obama's "The Change We Need In Washington"
Cut waste in federal budget
"I will also go through the federal budget, line by line, eliminating programs that no longer work and making the ones we do need work better and cost less..."—8/28/08, Denver
Pay for job programs by cutting spending elsewhere
"I'll pay for every part of this job-creation agenda by ending this war in Iraq that's costing us billions, closing tax loopholes for corporations, putting a price on carbon pollution, and ending George Bush's tax cuts for the wealthiest Americans."—2/24/08, Lorain, Ohio
Reinstate PAYGO
"Obama will reinstate pay-as-you-go (PAYGO) budget rules, so that new spending or tax cuts are paid for by spending cuts or new revenue elsewhere."—Obama's Blueprint for Change

HEALTH CARE
Prevent insurance companies from discriminating
"And as someone who watched his own mother spend the final months of her life arguing with insurance companies because they claimed her cancer was a pre-existing condition and didn't want to pay for treatment, I will stop insurance companies from discriminating against those who are sick and need care most."—11/3/08, Jacksonville, Fla.
Provide universal health care
"I have made a solemn pledge that I will sign a universal health care bill into law by the end of my first term as president that will cover every American and cut the cost of a typical family's premium by up to $2,500 a year."—6/23/07, Hartford, Conn.
Prosecute insurance monopolies
"We'll investigate and prosecute the monopolization of the insurance industry. And where we do find places where insurance companies aren't competitive, we will make them pay a reasonable share of their profits on the patients they should be caring for in the first place."—5/29/07, Iowa City, Iowa
Spend $10 billion a year on implementing electronic health system
"Barack Obama and Joe Biden will invest $10 billion a year over the next five years to move the U.S. health care system to broad adoption of standards-based electronic health information systems, including electronic health records."—BarackObama.com
Expand nurse-family partnership program
"Obama will expand the highly successful Nurse-Family Partnership to all 570,000 low-income, first-time mothers each year."—Obama's Blueprint for Change
Help individuals purchase private health insurance
"The Obama plan will create a National Health Insurance Exchange to help individuals who wish to purchase a private insurance plan."—Obama's Blueprint for Change
Require children to be insured
"Obama will require that all children have health care coverage."—Obama's Blueprint for Change
Expand eligibility for Medicaid and SCHIP
"Obama will expand eligibility for the Medicaid and SCHIP programs and ensure that these programs continue to serve as a critical safety net."—Obama's Blueprint for Change
Address women's health issues
"Obama will invest in research to examine gender and health disparities. Obama will also establish community-outreach programs in underserved areas to help make sure women have health care and maintain healthy lifestyles."—Obama's Blueprint for Change
Appoint adviser to address violence against women
"Obama will appoint a special adviser who will report to him regularly on issues related to violence against women. Obama will also pass legislation that provides job security to victims of domestic violence and sexual assault."—Obama's Blueprint for Change
Establish loan forgiveness program for rural doctors and nurses
"He will attract providers to rural America by creating a loan forgiveness program for doctors and nurses who work in underserved rural areas."—Obama's Blueprint for Change

HOUSING
Place moratorium on foreclosures
"I'll put a three-month moratorium on foreclosures so that we give homeowners the breathing room they need to get back on their feet."—10/22/08, Richmond, Va.
Change bankruptcy laws
"I'll close the loophole that allows investors with multiple homes to renegotiate their mortgage in bankruptcy court, but not victims of predatory lending."—2/13/08, Janesville, Wis.
Make mortgage information clearer
"Obama will create a Homeowner Obligations Made Explicit (HOME) score, which will provide potential borrowers with a simplified, standardized borrower metric (similar to APR) for home mortgages."—Obama's Blueprint for Change
Help homeowners
"Obama will create a fund to help people refinance their mortgages and provide comprehensive support to innocent homeowners."—Obama's Blueprint for Change
Crack down on mortgage fraud
"We will crack down on mortgage professionals found guilty of fraud by increasing enforcement and creating new criminal penalties."—7/18/07, Washington
Replicate Harlem Children's Zone
"When I'm President, the first part of my plan to combat urban poverty will be to replicate the Harlem Children's Zone in 20 cities across the country."—7/18/07, Washington, D.C.
Help communities encourage businesses
"When I'm president, I'll make sure that every community has the access to the capital and resources it needs to create a stronger business climate."—7/18/07, Washington, D.C.
Help revitalize inner cities
"Obama will help local entrepreneurs revitalize inner cities."—Obama's Blueprint for Change
Create an affordable-housing trust
"As president, I'll create an Affordable Housing Trust Fund that would add as many as 112,000 new affordable units in mixed-income neighborhoods."—7/18/07, Washington, D.C.
Appoint director of urban policy
"I will also appoint a new director of urban policy, who will cut through the disorganized bureaucracy that currently exists and report directly to me on how these efforts are going."—7/18/07, Washington, D.C.

IMMIGRATION
Secure borders but implement process for illegal immigrants to become citizens
"But we cannot deport 12 million people. Instead, we'll require them to pay a fine, learn English, and go to the back of the line for citizenship -- behind those who came here legally. At the same time, we'll secure our borders and crack down on employers who hire undocumented workers."—9/10/08, Washington, D.C.
Overhaul immigration laws
"When I'm president, I will put comprehensive immigration reform back on the nation's agenda. And I will not rest until it is passed once and for all."—7/22/07, Miami
Crack down on employers who hire illegal immigrants
"Obama will remove incentives to enter the country illegally by cracking down on employers who hire undocumented immigrants."—Obama's Blueprint for Change

INFRASTRUCTURE
Protect New Orleans
"When I am president, we will finish building a system of levees that can withstand a 100-year storm by 2011, with the goal of expanding that protection to defend against a Category 5 storm."—2/7/08, New Orleans
Hire qualified Federal Emergency Management Agency director with a fixed term
"He or she will have the highest qualifications in emergency management. And I won't just tell you that I'll insulate that office from politics. I'll guarantee it by giving my FEMA director a fixed term like the director of the Federal Reserve."—2/7/08, New Orleans
Require New Orleans' rebuilding coordinator to report to him
"When I am president, the federal rebuilding coordinator [for the Gulf Coast] will report directly to me, and we will ensure that resources show results."—2/7/08, New Orleans
Give New Orleans' residents first dibs on local contacts
"When I am president, if there is a job that can be done by a New Orleans resident, the contract will go to a resident of New Orleans. And we'll provide tax incentives to businesses that choose to set up shop in the hardest hit areas."—2/7/08, New Orleans
Invest $60 billion in infrastructure
"I've proposed a National Infrastructure Reinvestment Bank that will invest $60 billion over 10 years. This will multiply into almost half a trillion dollars of additional infrastructure spending and generate nearly 2 million new jobs -- many of them in the construction industry that's been hard hit by the housing crisis we're facing"—2/24/08, Lorain, Ohio
Invest in rural infrastructure
"Obama will invest in the core infrastructure -- roads, bridges, locks, dams, water systems and essential air service -- that rural communities need."—Obama's Blueprint for Change

LABOR
Increase minimum wage every year
"I won't wait 10 years to raise the minimum wage. I'll guarantee that it goes up every single year."—11/7/07, Bettendorf, Iowa
Support unions
"If American workers are being denied their right to organize when I'm in the White House, I will put on a comfortable pair of shoes and I will walk on that picket line with you as president of the United States."—11.3/07, Spartanburg, S.C.
Try to ban permanent replacement of strikers
"He will work to ban the permanent replacement of striking workers, so workers can stand up for themselves without worrying about losing their livelihoods."—Obama's Blueprint for Change
Invest $1 billion in transitional jobs programs
"I will invest $1 billion over five years in innovative transitional jobs programs that have been highly successful at placing the unemployed into temporary jobs and then training them for permanent ones."—7/18/07, Washington, D.C.
Stand up for working parents
"I'll be a president who stands up for working parents."—11/7/07, Bettendorf, Iowa
Require automatic retirement savings plans
"When I'm president, employers will be required to enroll every worker in a direct deposit retirement account that places a small percentage of every paycheck into savings."—1/29/08, El Dorado, Kan.
Expand Family Medical Leave Act
"I'll expand the Family Medical Leave Act to include more businesses and millions more workers"—11/7/07, Bettendorf, Iowa
Won't sign trade pacts lacking labor and environmental standards
"It's because of this longstanding commitment to working families that I will not sign any trade agreement as president that does not have protections for our environment and protections for American workers."—2/24/08, Lorain, Ohio
Sign the Employee Free Choice Act
"That [union right to organize] is why I'll fight for and why I intend to sign the Employee Free Choice Act when it lands on my desk in the White House."—4/15/08, Washington, D.C.
Revise tax laws to encourage U.S. job creation
"We'll pass the Patriot Employer Act that I've been fighting for ever since I ran for the Senate, so we can end tax breaks for companies that ship jobs overseas and give them to companies that create good jobs with decent wages right here in America.."—4/2/08, Philadelphia
Enforce Equal Pay Act
"Barack Obama will better enforce the Equal Pay Act, fight job discrimination, and improve child care options and family medical leave to give women equal footing in the workplace."—Obama's Blueprint for Change
Help states adopt paid-leave systems
"Obama will initiate a strategy to encourage all 50 states to adopt paid-leave systems. Obama will provide a $1.5 billion fund to assist states with startup costs and to help states offset the costs for employees and employers."—Obama's Blueprint for Change
Promote workplace flexibility
"Obama will create a program to inform businesses about the benefits of flexible work schedules; help businesses create flexible work opportunities; and increase federal incentives for telecommuting."—Obama's Blueprint for Change
Require paid sick leave
"Obama will require that employers provide seven paid sick days per year to their employees."—Obama's Blueprint for Change

MISCELLANEOUS
Encourage fathers to be responsible
"I'll pass the plan I outlined last year that will provide more financial support to fathers who make the responsible choice to help raise their children and crack down on the fathers who don't."—7/18/07, Washington, D.C.

PUBLIC SERVICE
Create youth service corps
"I am also going to create a 5-E Youth Service Corps."—6/5/07, Hampton, Va.
Expand civilian service corps
"Today, AmeriCorps—our nation's network of local, state and national service programs—has 75,000 slots. As president, I will increase that to 250,000."
"We'll expand USA Freedom Corps to create an online network where Americans can browse opportunities to volunteer."
"We will grow the Foreign Service to renew our commitment to diplomacy. We will double the size of the Peace Corps by its 50th anniversary in 2011."
"Today, there are 8,000 YouthBuild slots. We'll expand that to 50,000."—12/5/07, Mt. Vernon, Iowa
Expand Senior Corps
"Obama will engage more interested seniors into public service opportunities by expanding and improving programs like Senior Corps to connect seniors with quality volunteer opportunities."—Obama's Blueprint for Change
Nurture innovation among nonprofits
"By leveraging federal dollars, Obama will foster the use of best practices of the private sector to nurture innovation in the nonprofit sector."—Obama's Blueprint for Change
Encourage nonprofits
"Barack Obama will a create an agency within the Corporation for National and Community Service dedicated to building the capacity and effectiveness of the nonprofit sector." —Obama's Blueprint for Change

SCIENCE/TECHNOLOGY
Appoint Chief Technology Officer
"Obama will appoint the nation’s first Chief Technology Officer (CTO) to ensure that our government and all its agencies have the right infrastructure, policies and services for the 21st century."—Obama's "The Change We Need in Washington"
Provide every American broadband access
"As president, I will set a simple goal: Every American should have the highest-speed broadband access—no matter where you live or how much money you have."—6/16/08, Flint, Mich.
Boost R&D funding
"I'll double federal funding for basic research and make the R&D tax credit permanent."—6/16/08, Flint, Mich.
Expand high-speed Internet access in rural area
"Barack Obama will ensure that rural Americans have access to a modern communications infrastructure. He will modernize an FCC program that supports rural phone service so that it promotes affordable broadband coverage across rural America as well."—Obama's Blueprint for Change

SOCIAL SECURITY/MEDICARE
Work to lower drug costs
"In addition, I will allow the government to negotiate with drug companies to lower costs for seniors, and we'll allow reimportation of drugs from other countries and ensure their safety, lowering costs for all consumers."—9/6/08, Washington, D.C.
Preserve Social Security, block privatization
"Obama will preserve Social Security by stopping any efforts to privatize it and working in a bipartisan way to preserve it for future generations."—Obama's Blueprint for Change Reduce Medicare waste
"[Obama] will reduce waste in the Medicare system, including eliminating subsidies to the private insurance Medicare Advantage program."—Obama's Blueprint for Change

TAXES
Ensure taxes don't go up for families with incomes lower than $250,000
"And I can make a firm pledge: Under my plan, no family making less than $250,000 will see their taxes increase -- not your income taxes, not your payroll taxes, not your capital gains taxes, not any of your taxes."—9/12/08, Dover, N.H.
Remove capital gains taxes for small businesses
"I will eliminate capital gains taxes for the small businesses and the start-ups that will create the high-wage, high-tech jobs of tomorrow."—8/28/08, Denver
Cut taxes for 95 percent of working families
"I will cut taxes -- cut taxes -- for 95 percent of all working families."—8/28/08, Denver
Provide $4,000 education tax credit
"I'll create a new and refundable tax credit worth $4,000 for tuition and fees every year."—11/7/07, Bettendorf, Iowa
Simplify student aid application process
"I'll also simplify the financial aid application process so that we don't have a million students who aren't applying for financial aid because it's too difficult. I will start by eliminating the current student aid form altogether. We'll use tax data instead."—11/7/07, Bettendorf, Iowa
Triple earned income tax credit
"To make work pay, I will also triple the Earned Income Tax Credit for full-time workers making the minimum wage."—7/18/07, Washington
Crack down on tax evasion
"We'll create a list of countries where tax evaders hide their income and cost America untold billions of dollars every year. We'll lead the international community to new standards of information sharing. And we'll penalize companies and individuals who use those havens and illegally evade their tax obligations."—9/18/07, Washington
Provide homeowners tax credit
"We'll provide struggling homeowners some relief by giving them a tax credit that would cover 10 percent of a family's mortgage interest payment every year."—1/29/08, El Dorado, Kan.
Tax fewer retirees
"When I'm president, we'll work to see that no retiree making less than $50,000 each year has to pay income tax."—9/18/07, Washington
Cut taxes on the middle class
"I have not only pledged not to raise their taxes, I've been the first candidate in this race to specifically say I would cut their taxes."—4/16/08, Philadelphia
"We will provide real tax relief for the middle class by cutting taxes for 150 million Americans."—6/12/08, Kaukauna, Wis.
Tax windfall oil profits
"I'll put a windfall profits tax on oil companies and use it to help Indiana families pay their heating and cooling bills and reduce energy costs."—4/25/08, Indianapolis
Simplify income tax filing
"When I'm president, we'll put in place a system where 40 million Americans with a job and a bank account who take the standard deduction can do their taxes in less than five minutes."—6/12/08, Kaukauna, Wis.
Cut income taxes $1,000 for working families
"Obama will cut income taxes by $1,000 for working families to offset the payroll tax they pay."—Obama's Blueprint for Change
Change child tax credit
"Obama will reform the Child and Dependent Care Tax Credit by making it refundable and allowing low-income families to receive up to a 50 percent credit for their child care expenses."—Obama's Blueprint for Change
Provide $500 tax credit to low- and middle-income workers
"Obama will provide all low- and middle-income workers a $500 Making Work Pay tax credit to offset the payroll tax those workers pay in every paycheck."—Obama's Blueprint for Change Repeal Bush tax cuts for the very rich
"Obama is committed to repealing the Bush tax cuts for the wealthiest Americans."—Obama's Blueprint for Change

VETERANS
Update Veterans Affairs hospital system
"I've pledged to build a 21st-century VA as president. It means no more red tape. It's time to give every service member electronic copies of medical and service records upon discharge."—5/12/08, Charleston, W.Va.
Pass VA budget on time
"I'm going to work with leaders of Congress for a must-pass veterans budget."—5/26/08, Las Cruces, N.M.
Ensure all veterans are covered
"I think it is important for all veterans to be eligible for the VA. And that is something that I'm going to reverse when I'm president of the United States."—5/26/08, Las Cruces, N.M.
Ensure adequate number of VA clinics
"What we can make sure of is that there are enough clinics out there that for basic checkups, you know, problems that are outpatient situations, that people don't have to drive two or three hours. And that's something that I'm going to make sure is budgeted when I'm president of the United States."—5/26/08, Las Cruces, N.M.
Increase housing assistance
"I'll expand housing vouchers, and I'll launch a new supportive services housing program to prevent at-risk veterans and their families from sliding into homelessness."—8/21/07, Kansas City, Mo.
Improve VA administrative systems
"Obama will hire additional claims workers and improve training and accountability so that VA benefit decisions are rated fairly and consistently. He also will make the paper benefit claims process an electronic one to reduce errors and improve timeliness."—Obama's Blueprint for Change
Fully fund VA
"Barack Obama will fully fund the VA so it has all the resources it needs to serve the veterans who need it when they need it. Obama will establish a world-class VA planning division to avoid future budget shortfalls."—Obama's Blueprint for Change
Improve military's mental health screening and care
"Obama will improve mental health care at every stage of military service. He will recruit more health professionals, improve screening, offer more support to families and make PTSD [post-traumatic stress disorder] benefits claims fairer."—Obama's Blueprint for Change
Establish standards for caring for brain-injured veterans
"Obama will establish standards of care for traumatic brain injury, the signature injury of the Iraq war."—Obama's Blueprint for Change
Improve care for various injuries and women's health through VA
"He will improve care for polytrauma vision impairment, prosthetics, spinal cord injury, aging and women's health."—Obama's Blueprint for Change
Demand VA eases transition to civilian life
"Obama will demand that the military and the VA coordinate to provide a seamless transition from active duty to civilian life."—Obama's Blueprint for Change
Reverse 2003 ban on enrolling low-income veterans
"One of Obama's first acts will be reversing the 2003 ban on enrolling modest-income veterans, which has denied care to a million veterans."—Obama's Blueprint for Change
Fight job discrimination against guardsmen and reservists
"Obama will crack down on employers who commit job discrimination against guardsmen and reservists."—Obama's Blueprint for Change

Thursday, November 13, 2008

November 13, 2008 - Bailout Bust

I read yesterday that a consumer advocacy group in conjunction with Citigroup and other credit card companies approached the government with an idea. They proposed that certain individuals who were having trouble with making payments on their credit cards be allowed to have up to 40% of their debt forgiven. They asked that the debt to be written off by the companies would be allowed to be considered a tax write-off as well. The government promptly refused.

Now this makes me more than a little miffed, not because I think I could take advantage of such a program, but because the government is so ready to toss billions towards failing businesses and banks (including the ones responsible for the mess in the first place...aka. Fannie Mae), but they won't even blink at helping individual citizens! It feels so familiar: Fannie Mae's managers created the sub prime lending MESS which has sparked this economic meltdown. Who gets government help, the people losing their homes? NO...Fannie Mae does. So why is this?

The big picture even makes me more angry. The government is pulling what is estimated to be around $5 trillion from what is and will be (essentially) our individual pockets and putting it into the pockets of businesses who are failing because of greed, mismanagement, and poor decision-making.

They won't help YOU, individual citizen, as you face foreclosure, unemployment, and credit card debt...but they WILL increase your taxes so that they can "bail out" businesses and banks who got themselves and all of us into this mess. Why? Because Congress and Big Business are in bed together and always have been.

One great example of poor business decisions causing their own collapse is the Big Three automakers. This group of nitwits find themselves bankrupt (effectively) because of several reasons:

1) They make a product that is fuel-inefficient. Compared to worldwide competition, American vehicles are fuel hogs. All it takes is gas prices to go up and suddenly your product is no longer competitive, demand goes down, supplies backlog, and you're in trouble.

2) They make a product using unionized labor. Unions were necessary during the 1800s in order to protect laborers from powerful employers who forced long workdays, terrible working conditions, and pennies for salary. There are laws that protect laborers now...we no longer need unions. All that unions do now is force high wages and expensive benefits which in turn elevate the prices of whatever is being produced. Did you know that taking into account benefits, the average auto-making union member is paid around $85.00 per hour? Is it any wonder that American vehicles are so overpriced that even Americans would rather not have them in their garages?

3) They borrow more than they make. Like most other businesses (and individuals for that matter), the Big Three automakers have debt out the wazoo. When you spend more than you make year after year, there comes a time when the lenders come a'callin'. Well: they're a'callin'. High interest payments, by the way, are just tagged onto the prices of the vehicles in the showroom...making them even less competitive in the worldwide market.

Capitalism in its purist form would take care of companies like this quite handily. When we were a capitalist nation, a business which created a product that was inferior to and more expensive than other companies' products would quickly find itself out of business. But now that we live in the our-government-can-save-us-all AND borrow-if-you-need-more era, these poorly run companies will continue to live much longer than they would otherwise.

But at what expense? YOURS!!! The government will give these guys billions upon billions of dollars. Where does this money come from? Two places: taxes (aka...your wallet) and foreign loans (aka...your wallet and your children's wallets). It's maddening to think that our government is going to take from us and our children in order to further the poor business practices of deficient, inefficient, and idiotic companies. That's just what you and I need: more debt, more taxes, and cars that are too expensive, fuel-inefficient, and inferior to their competition.

What needs to happen? The government needs to step away from the bailout business. Companies who are poorly run or otherwise need a bailout should be allowed to fail. Yes, people will lose their jobs (they'll lose them anyway in the long run), but the price will be so much cheaper to the Bigger Picture. If the automakers of America were allowed to fail, some smart businessman will come along, believe me, and start up a company which will take advantage of the vacuum created by the Big Three collapse. They will learn from their predecessors' mistakes and build fuel-efficient cars at prices which make them competitive and profitable on the world market. They'll likely hire all the unemployed workers from the failed companies as well. That's capitalism. Bad business goes away, good business survives...survival of the fittest in an economic sphere.

Unfortunately, there isn't anything to be done. Congress is in bed with business. They're addicted to borrowing and they're addicted to spending beyond their means. They'll continue pumping money into these failed companies until the dollar-printing presses break down. The dollar will become worthless (inflation, here we come), more foreclosures will result, unemployment will rise. This is real trouble without much of a solution. Sorry to be so depressing.